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Long Island FHA Loans

FHA Loans Long Island NY and FHA MortgagesOur mortgage company is pleased to offer low money down FHA loans and home mortgage financing assistance to the residents of Long Island, New York.

Whether you are a first time home buyer looking to purchase a starter home in Mineola or a homeowner looking to do a cash-out refinance debt consolidation loan on a duplex in Riverhead, our experienced Long Island loan officers likely have the FHA loan mortgage program to meet your needs.

FHA loans are government-insured home mortgages on Long Island, NY, provided by FHA-approved lenders. They offer consumers the ability to purchase homes with as little as 3.5% down and cash-out up to 80% of their equity through refinancing (guidelines are subject to change; please contact our representative for current criteria).

Give us a call today at (833) 266-7887 to see if this loan program might be right for you, or fill out the form.

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Get an FHA Home Loan on Long Island, NY

Current FHA loan limits for 2026 in Nassau and Suffolk County for a single-family home are $1,249,125—an increase of 3.26% from 2025. Learn more from the Federal Housing Administration (FHA) official website at www.hud.gov

Our mortgage company finances many types of 1 to 4 unit residential properties including primary residences, second homes, and rental properties. We offer the personal lending solution to your needs. Our loan officers are willing to talk with you about the many types of FHA loans that we have available on Long Island, NY. If you have any questions about your financial situation or are interested in applying for a loan, call or come in and talk with one of our experienced loan personnel. You can also email us and one of our loan officers will contact you. We will help you find the answers that are right for you. We look forward to serving you.

Not only do we provide a turnkey menu of mortgage choices, including fixed rate, first time homebuyers program and constructions to permanent financing, we will take the time to discuss the dynamics of each one so you can decide what's best.

Please don't hesitate to call (833) 266-7887 for more information. Thank you for researching FHA loans on Long Island and home loan information with us.